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Navy Federal Credit Union | Banking, Loans, Mortgages & Credit Cards

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In the context of human society, a family (from Latin: familia) is a group of people related either by consanguinity (by recognized birth), affinity (by marriage or other relationship), or co-residence (as implied by the etymology of the English word "family") or some combination of these. The purpose of families is to maintain the well-being of its members and of society. Ideally, families would offer predictability, structure, and safety as members mature and participate in the community. In most societies, it is within families children acquire socialization for life outside the family. Additionally, as the basic unit for meeting the basic needs of its members, it provides a sense of boundaries for performing tasks in a heterosexual environment, ideally builds a person into a functional adult, transmits culture, and ensures continuity of humankind with precedents of knowledge. Anthropologists generally classify most family organizations as matrifocal (a mother and her children); conjugal (a wife, her husband, and children, also called the nuclear family); avuncular (for example, a grandparent, a brother, his sister, and her children); or extended (parents and children co-reside with other members of one parent's family). Members of the immediate family may include spouses, parents, grandparents, brothers, sisters, sons, and daughters. Members of the extended family may include aunts, uncles, cousins, nephews, nieces, and siblings-in-law. Sometimes these are also considered members of the immediate family, depending on an individual's specific relationship with them. Sexual relations among the members are regulated by rules concerning incest such as the incest taboo. The word "families" can be used metaphorically to create more inclusive categories such as community, nationhood, global village, and humanism. The field of genealogy aims to trace family lineages through history. The family is also an important economic unit studied in family economics.

They is the third-person plural.

The coast, also known as the coastline or seashore, is the area where land meets the sea or ocean, or a line that forms the boundary between the land and the ocean or a lake. A precise line that can be called a coastline cannot be determined due to the coastline paradox. The term coastal zone is a region where interaction of the sea and land processes occurs. Both the terms coast and coastal are often used to describe a geographic location or region (e.g., New Zealand's West Coast, or the East and West Coasts of the United States). Edinburgh is an example city on the coast of Great Britain. The term pelagic coast refers to a coast that fronts the open ocean, as opposed to a more sheltered coast in a gulf or bay. A shore, on the other hand, can refer to parts of land adjoining any large body of water, including oceans (seashore) and lakes (lake shore). Similarly, the somewhat related term stream bed or stream bank refers to the land alongside or sloping down to a river (riverbank) or body of water smaller than a lake. Bank is also used in some parts of the world to refer to an artificial ridge of earth intended to retain the water of a river or pond; in other places this may be called a levee. While many scientific experts might agree on a common definition of the term coast, the delineation of the extents of a coast differ according to jurisdiction, with many scientific and government authorities in various countries differing for economic and social policy reasons. According to the UN atlas, 44% of people live within 150 km (93 mi) of the sea.

In physics, a force is any interaction that, when unopposed, will change the motion of an object. A force can cause an object with mass to change its velocity (which includes to begin moving from a state of rest), i.e., to accelerate. Force can also be described intuitively as a push or a pull. A force has both magnitude and direction, making it a vector quantity. It is measured in the SI unit of newtons and represented by the symbol F. The original form of Newton's second law states that the net force acting upon an object is equal to the rate at which its momentum changes with time. If the mass of the object is constant, this law implies that the acceleration of an object is directly proportional to the net force acting on the object, is in the direction of the net force, and is inversely proportional to the mass of the object. Concepts related to force include: thrust, which increases the velocity of an object; drag, which decreases the velocity of an object; and torque, which produces changes in rotational speed of an object. In an extended body, each part usually applies forces on the adjacent parts; the distribution of such forces through the body is the internal mechanical stress. Such internal mechanical stresses cause no acceleration of that body as the forces balance one another. Pressure, the distribution of many small forces applied over an area of a body, is a simple type of stress that if unbalanced can cause the body to accelerate. Stress usually causes deformation of solid materials, or flow in fluids.

A veteran (from Latin vetus, meaning "old") is a person who has had long service or experience in a particular occupation or field. A military veteran is a person who has served and is no longer serving in armed forces. Those veterans that have had direct exposure to acts of military conflict may also be referred to as war veterans (although not all military conflicts, or areas in which armed combat takes place, are necessarily referred to as wars). A combat veteran is a person who has fought in combat during a war or a skirmish against a declared enemy and may still be serving in the military.

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient (i.e. the borrower) incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed. The document evidencing the debt, e.g. a promissory note, will normally specify, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower. The interest provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice any material object might be lent. Acting as a provider of loans is one of the main activities of financial institutions such as banks and credit card companies. For other institutions, issuing of debt contracts such as bonds is a typical source of funding.


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